Chubb Ltd

Chubb Limited functions as a leading worldwide provider of both insurance and reinsurance services, structuring its extensive operations across several specialized segments. Within North America, the company's Commercial Property & Casualty division offers a broad array of coverages to businesses of all sizes, from large corporations to small enterprises. This includes policies for commercial property, general liability, workers' compensation, comprehensive package deals, risk management advisories, financial sector lines, marine operations, construction projects, environmental hazards, medical professional liability, cyber security risks, surety bonds, and excess casualty protection. Additionally, it supplies group accident and health insurance. For affluent and high-net-worth individuals and families across North America, Chubb’s Personal Property & Casualty segment delivers tailored protection. This encompasses policies for homeowners, standard and classic cars, valuable articles, personal and umbrella liability, travel insurance, and recreational marine vessels, along with related services. The North America Agricultural Insurance segment provides essential coverage to the agricultural sector, including multi-peril crop insurance, crop-hail protection, property insurance for farms and ranches, and general commercial agriculture products. Internationally, the Overseas General Insurance segment serves corporations, mid-sized companies, and smaller clients with traditional commercial property and casualty policies, alongside specialized areas such as financial lines, marine, energy, aviation, political risk, and construction risk. It also offers group accident and health, and diverse personal lines, reaching customers through retail brokers, agents, and other channels. Chubb's Global Reinsurance segment, operating under the Chubb Tempest Re brand, supplies both conventional and specialized reinsurance solutions to other property and casualty insurers globally. Finally, the Life Insurance segment presents a comprehensive portfolio of protection and savings products. These include whole life, endowment plans, individual and group term life, medical and health, personal accident, credit life, universal life, and unit-linked contracts. The company's diverse product range is primarily distributed via an expansive network of insurance and reinsurance brokers. Incorporated in 1985 and headquartered in Zurich, Switzerland, Chubb Limited adopted its current name in January 2016, having previously operated as ACE Limited.